House of Fashions unveils online store with ComBank IPG service

House of Fashions, a fashion retail landmark in Sri Lanka, has taken its offering online and has appointed the Commercial Bank of Ceylon as its Internet Payment Gateway (IPG) service provider to facilitate this development.

The service will cover the authorisation of Credit and Debit cards, and processing of direct payments through Visa, Mastercard and UnionPay branded cards.

The online payment processing of houseoffashions.lk will be facilitated by Commercial Bank through Mastercard Payment Gateway Services (MPGS) which is fully-compliant with Payment Card Industry Data Security Standard (PCI-DSS) requirements. It is a secure e-commerce solution as merchants are provided with ‘server-hosted pages’ whereby card details are processed on the Payment Server and not at the merchant’s end.

Commercial Bank’s IPG solution provides access to a comprehensive set of fraud mitigation tools, supporting both ‘Mastercard Secure Code’ and ‘Verified by Visa’ 3D secure authentication solutions while having the fully automated process to handle ComBank Easy Payment Plans (EPP), enabling card-on-file transactions through tokenisation, keeping the purchasers’ sensitive card details away from the relevant systems. It provides integration options to systems on multiple languages such as PHP, Java and C Sharp and supports device-optimised payment screens which are designed to offer a seamless experience to users of various devices.

Founded in 1992, House of Fashions is South Asia’s largest single-owner shopping mall that provides fashion, lifestyle, and household items under one roof. It is acclaimed as one of the leading fashion houses in Sri Lanka for its variety of choices that fulfill the customer needs.

In the spirit of empowering local businesses to reap the benefits of e-commerce, the Commercial Bank of Ceylon recently launched ‘ComBank Simple Pay’ – a revolutionary platform that enables SME entrepreneurs to digitise their businesses. The platform provides local entrepreneurs the opportunity to create their own online store without spending large sums on web development and designing. They can also sell products, accept electronic payments and significantly enhance their business opportunities with ‘ComBank Simple Pay.’

The first Sri Lankan Bank to be listed among the Top 1000 Banks of the World and the only Sri Lankan bank to be so listed for 10 years consecutively, Commercial Bank is celebrating its 100^th anniversary this year. The Bank, which won more than 50 international and local awards in 2019, operates a network of 268 branches and 873 ATMs in Sri Lanka.

Commercial Bank’s overseas operations encompass Bangladesh, where the Bank operates 19 outlets; Myanmar, where it has a Representative Office in Yangon and a Microfinance company in Nay Pyi Taw; and the Maldives, where the Bank has a fully-fledged Tier I Bank with a majority stake.

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